An unexpected car accident can leave you feeling a bit scattered. That’s why it’s important to brush up on post-accident procedures now, when you’re good and levelheaded. This 8-step guide can help make the moments after an accident less stressful.
1. Move to a safe area (if you can)
If it’s safe to do so and you aren’t seriously injured, move your car out of further harm’s way, like to the shoulder of the road. If moving your car just isn’t possible, flip on your hazards to warn other drivers that your vehicle isn’t going anywhere any time soon.
2. Stop your vehicle and get out
Make sure your car is no longer moving, turn off the engine, shift into park, or set the hand brake if you drive a manual. Take a moment to catch your breath. Check to make sure it’s safe to get out of your car before opening the door. If you have flares or similar road safety items, consider using them.
3. Check on others involved
Check on all the other parties involved, including drivers, passengers, and pedestrians, to make sure no one is hurt. Call 911 if anyone may be injured. Even a seemingly minor symptom like dizziness should be checked out by a health care professional.
4. Call the police to the scene
Even in minor accidents, a police accident report can prove invaluable when dealing with your car insurance company and other drivers. Cooperate fully, but avoid admitting fault or blaming others while at the scene. Let the police objectively judge events and determine who, if anyone, is at fault in the crash.
If the police can’t make it to the scene (which is more likely if there are no injuries), you can file an accident report through your state’s DMV.
5. Gather info
Try to write down as much info as possible in the accident aftermath, including:
- Driver and passenger names
- License plate numbers
- Insurance info
- Makes and models of all vehicles involved
- Contact info for any eyewitnesses
- Location of the accident
- The name and badge number of any responding police officers
6. Document the scene
If you have a smartphone with a camera, snap some photos of the accident scene. They’ll come in handy during the claim process.
7. File your insurance claim
Make sure you let your insurance know what exactly happened and the extent of your injuries. Some insurance companies allow you to file a claim online, but it’s generally easier to call and talk to someone who can guide you through the process – especially after something as emotionally taxing as a car accident. Be as honest as you can and keep your information short and simple.
8. Call a Personal Injury Attorney
At the first sign of trouble – or even if you simply want peace of mind – call, or text us for a free case review. We can provide you with further guidance in protecting your rights and health while also advising you if someone involved in the crash is wronging you. Car accidents are stressful enough; a lawyer can help clarify the details and defend you throughout the process as well as get you the compensation you deserve.
what you can do before the accident
If you haven’t been in a car accident, after patting yourself on the back (while the car’s stopped, of course), use these handy tips to make sure you’re ready for the unpredictable:
- Pack a safety kit
- Keep important documents at the ready (ID, additional insurance company contact information, vehicle registration, health plan info, etc.)
- Have your phone on you and charged whenever you hit the road
- Keep loose items in the center console or glove box, and not on the seats, where they can get lost or fly around in an accident
No one wants to be in a car accident, but they happen more frequently than you might think. It’s always a jarring experience that can skew a person’s judgement. But, by starting with your own health and taking it one step at a time, you can protect your health, your property, and your money.