You might believe the car wreck was the other party’s fault, but you’d be surprised in Texas. Even if you are rear-ended, you may still be blamed. For instance – even if you didn’t run the stop sign, you may be blamed for hitting the other vehicle.

So just because you assume you’re not at fault, it’s extremely important you not talk to the other person’s insurance company and try to resolve your case, because they will try to collect information in an effort to demonstrate you were either mostly at fault for causing this wreck, or partially at fault for causing the wreck, and thus limit your recovery.