Uninsured Motorist (UM) Coverage:
Uninsured motorist coverage protects you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance.
Under-Insured Motorist (UIM) Coverage:
Underinsured motorist coverage steps in when you’re in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses.
Personal Injury Protection (PIP) Coverage:
PIP stands for personal injury protection, and it is an extension of your car insurance which covers medical expenses and, in some cases, even lost wages. It is often called “no-fault” coverage because its inherent comprehensiveness pays out claims regardless of who is at fault in the accident.
More Personal Injury and Car Wreck Injury FAQs:
- What is the first thing I should do after a car wreck?
- Who will pay for my rental car following my car accident?
- What should I look for in hiring an attorney to represent me in my auto accident case?
- If I miss work as a result of a car wreck, can my lost wages be recovered?
- Should I go to the doctor after my Texas car accident?
- Who pays for my injuries if I am injured in a car accident?
- What are my legal rights following a car wreck?
- Will I have to go to court for my auto accident case?
- Should I give a recorded statement to the insurance company?
- What if the driver who caused my truck wreck had a past history of drug or alcohol violations?
- Should I negotiate with the insurance adjuster myself?
- How long does it take to settle an auto accident case?
- Should I be concerned if I am running up a lot of medical bills after my accident?
- How is fault determined in a Texas auto accident case?
- What is the statute of limitations to bring a Texas auto accident case?
- What if the driver who hit me was drunk, or under the influence of alcohol or drugs?
- If I get injured in a car wreck, but do not have insurance, what are my rights?
- What constitutes pain and suffering in a Texas auto accident case?
- How quickly should I contact an attorney after an injury car wreck?
- What if my driver’s license or vehicle registration was expired when the car wreck occurred?
- How long will it take to get money after my auto accident?
- What can I recover for injuries resulting from a hit-and-run accident?
- Should I sign a waiver allowing the insurance company to gain access to my medical records?
- What documents or evidence should I bring when I meet with my law firm?
- What happens if the at-fault driver is not insured or has minimum coverage?
- What if I did not leave the scene of my car accident in an ambulance?
- The car accident was the other driver’s fault. Can I just settle it myself without an attorney?