After a wreck, which was not your fault, getting a rental car is an issue for the adverse insurance company. So if your vehicle needs to be repaired, and needs to be in the shop – that “loss of use” is something you are absolutely entitled to receive. Oftentimes, it takes the form of a substitute vehicle or a rental vehicle which is paid for by the adverse insurance company.

If you have rental reimbursement on your own insurance policy, you will likely be able to get a rental sooner under your own policy while you wait for the adverse carrier to pay your rental. Don’t worry, your insurance company won’t count that against you, and will later square-up with the adverse insurance carrier.

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