Angel Reyes III In The News, Insurance


Harvey, the most powerful hurricane to hit Texas in more than 50 years, has triggered unprecedented catastrophic flooding in Houston and other areas of southeastern Texas. On Monday, forecasters at the National Hurricane Center warned that Harvey (now a tropical storm) is expected to continue dumping rain on the area throughout the week, with advisories in effect for flooding and flash flood emergencies.

Insured losses from Harvey could be as much as $10 billion to $20 billion, putting it among the top 10 costliest hurricanes to hit the U.S., investment bank JPMorgan told clients Monday.

Consumers affected by Hurricane Harvey aren’t in for an easy financial recovery.

The Texas legislature recently passed a hurricane bill that adversely impacts property damage claims made by homeowners. The law goes into effect September 1, 2017. To take advantage of current Texas Insurance Law protecting property owners with regard to damage claims resulting from HURRICANE HARVEY, policyholders must send a written message or email directly to their insurance carrier that:

(A) specifically references their claim; AND

(B) is dated BEFORE SEPTEMBER 1, 2017. 

Telephone messages will not suffice to give written notice.

Be sure to maintain hard copies of your notice letter or email.

If you file a claim on or after September 1, 2017, your insurance company will have the ability to slow your claim, or not pay at all, without the types of penalties that are available to you to hold your insurance company accountable for its action/inaction now.

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