Rideshare Accidents in Texas: The Growing Risk
Rideshare services like Uber and Lyft are now part of everyday life in Texas—but with convenience comes a rising number of crashes. Based on state and national research, an estimated 4,500 rideshare-related accidents and 1,200 injuries occurred in Texas in 2024 alone. That’s roughly 3% of all statewide crashes and injuries tied to Uber and Lyft activity, a figure derived from national studies linking the rise of rideshares to increased accident rates.
These accidents are especially common in urban centers like Dallas, Houston, and Austin, where Uber and Lyft traffic is heaviest. However, the impact reaches drivers, passengers, and other motorists across every city and county in Texas.
Understanding Uber and Lyft Insurance Coverage
If you’re injured in a rideshare accident—whether as a passenger, driver, or another party—you could be covered by commercial insurance policies up to $1 million. However, accessing that money isn’t simple. Insurance coverage varies dramatically depending on the rideshare driver’s status at the time:
- Offline (driver not using the app): Only the driver’s personal insurance applies.
- Available (driver logged in but hasn’t accepted a ride): Uber/Lyft provide contingent liability coverage ($50K per person, $100K per accident).
- En Route / Passenger Onboard: Uber and Lyft activate $1 million in liability coverage and additional uninsured/underinsured motorist protection.
These layers create confusion for victims trying to understand who is liable and what their claim is truly worth.
Why You Need a Texas Rideshare Accident Lawyer
Rideshare accident claims are legally complex. Determining fault, coordinating with multiple insurers, and navigating company policies requires experience. Angel Reyes & Associates brings:
- Decades of personal injury expertise
- A deep understanding of rideshare-specific laws and insurance layers
- A track record of major settlements, including multimillion-dollar results in car and truck accident cases
- Offices across Texas, serving all cities, towns, and counties statewide
We don’t just represent clients—we lead them through the full recovery process with no upfront costs, and you pay nothing unless we win.
Thousands of Texans Are Impacted Each Year
While rideshare services offer value, the data is clear: thousands of Texas accidents involve Uber and Lyft, and many victims never get the compensation they deserve. Whether you’re a passenger hurt in an Uber, a driver struck by a Lyft vehicle, or a rideshare driver hit while working, our firm can help you secure every dollar you’re owed.
Get a Free Consultation Now
If you’ve been injured in a rideshare-related crash, don’t go up against billion-dollar corporations and insurers alone. Contact Angel Reyes & Associates today for a free consultation with a proven Texas rideshare accident lawyer. Let us fight for your future while you focus on healing.
What to Do Immediately After a Rideshare Accident in Texas
- Prioritize Safety
Move to a safe area if possible and check for injuries. Call 911 to get medical help and ensure a police report is filed. - Get Medical Attention
Even if you feel fine, see a doctor. Injuries like concussions or internal trauma can take hours or days to appear—and medical records strengthen your legal claim. - Document Everything
Use your phone to take photos of the vehicles, road conditions, traffic signs, and visible injuries. Collect witness contact info and brief statements if possible. - Speak Carefully
Be truthful with police but avoid admitting fault or speculating. Anything you say may be included in the official report and used later in your case. - Contact a Rideshare Accident Lawyer
The sooner you involve a lawyer, the better. An experienced Texas rideshare attorney can guide you through insurance claims, protect your rights, and help maximize your compensation.
Call Angel Reyes & Associates
We’ll help you through all the necessary steps at the accident and help you gather the evidence and information you’ll need to have a successful case with our personal injury firm.
Hire Angel Reyes & Associates
Before you hang up that phone, hire the best personal injury attorney in all of Texas for personal injury injury cases.
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Driver’s Status at the Time of the Accident
A critical aspect of the legal framework for rideshare accidents in Texas is the status of the driver at the time of the accident. Rideshare companies are required to offer insurance, but the coverage depends on this status.
When a driver is not logged into the rideshare app, they’re in their “off-duty mode”. If an accident happens in this mode, then the driver’s personal insurance may be the only available coverage. Drivers are required to have auto insurance that meets minimum state coverage requirements.
Once the driver is logged into the app, even if they don’t have passengers, they’re technically representing the rideshare company and qualify for the company’s insurance coverage in case of an accident. This is known as “available mode.”
This insurance coverage offered by rideshare companies typically includes $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage per accident.
If the accident happened while the driver is logged in and has passengers, then the required coverage increases. This is referred to as “engaged mode.” During this active ride period, the rideshare company provides at least $1 million in liability insurance. This coverage extends to passengers, pedestrians, and other parties injured in the accident.
The Angel Reyes & Associates Difference
We’re not just car & truck accident specialists, our 5-star rating is a mark of quality that influences everything we do. We guarantee to: Maximise your settlement, charge you nothing unless you win, and provide 5-star service from the first contact.
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How Angel Reyes & Associates Can Assist
While there’s a lot you can do after the accident to protect your rights, navigating the complexities of a rideshare accident case can quickly become overwhelming. This is where Angel Reyes & Associates steps in to provide legal assistance and guide you every step of the way.
Our legal team at Angel Reyes & Associates has a deep understanding of laws and regulations that apply to rideshare accidents in Texas. We can use our experience to help you get full and fair compensation. Our team can investigate the factors that come into play, such as determining the rideshare driver’s status at the time of the accident.
One of the key advantages of working with our law firm is that we take a client-centered approach to our cases. This means placing the needs, concerns, and goals of the client at the forefront of all legal strategies. Our team tailors our legal strategy to suit the individual circumstances of each case, ensuring no detail is overlooked.
When it comes to negotiations with insurance providers, rideshare companies, or other parties involved in the case, we’re relentless in advocating for your best interests. We understand the tactics often employed by insurance adjusters and opposing parties to minimize payouts or shift liability, and we have the expertise to counter these strategies effectively.
We can also help you secure the maximum compensation you deserve for your injuries and losses. At Angel Reyes & Associates, we understand the financial burden that a rideshare accident can place on victims. This can include medical bills, lost wages, emotional distress, and financial strain.
Once you accept a settlement, you may no longer be able to seek further compensation for the case. This means it’s critical that you only accept the settlement that represents all your suffering, including past, present, and future expenses.
We understand that victims often want to secure compensation to use the funds in their recovery. However, insurance companies and opposing parties may attempt to undervalue your claim or delay payments, which can create obstacles during a critical time. We can help you get your compensation on time while also ensuring the amount reflects your full range of damages.
Challenges In Uber And Lyft Accidents
Rideshare accidents present challenges compared to typical car accidents. One of the main challenges is determining who is responsible for the accident. Was it the rideshare driver, another motorist, or a combination of factors, such as unsafe road conditions? Establishing fault can be a time-consuming and complicated process.
Another challenge in such cases is the driver’s status at the accident. The accident can occur in between phases of the driver’s activity on the rideshare app. For example, the driver might be logged into the app and waiting for a ride request, or they could be transitioning from accepting a request to picking up a passenger. Accidents in these transitional periods can be more complex.
If you’re going up against rideshare companies or insurance providers, you may encounter additional hurdles. These companies often have significant resources and teams of attorneys working to protect their interests. Rideshare companies often attempt to distance themselves from the accident.
They might try to claim that the driver is an independent contractor, and as a result, the rideshare company has little to no liability for the accident. Similarly, the insurance company may try to deflect the liability to the rideshare company or other parties involved in the accident. These tactics can make it difficult for rideshare accident victims to secure fair compensation.
Do Rideshare Accident Victims Need An Uber And Lyft Accident Lawyer?
While technically you don’t need an attorney for rideshare accidents or other types of auto accidents. However, having an attorney offers several benefits. The attorney can ensure you get maximum compensation based on the strengths of your case. They can also reduce the burden on you, so you can focus on your recovery.
Trying to recover from an Uber or Lyft accident while also trying to navigate the legal process can often be challenging. With an attorney on your side, you have a dedicated advocate who will handle the complexities of the process and fight for the compensation you truly deserve.
Schedule Your Free Case Review With a Rideshare Accident Attorney
At Angel Reyes & Associates, our Texas rideshare accident lawyers offer free consultations statewide. Whether you were injured in an Uber or Lyft crash, our team will guide you through your legal options and the applicable insurance coverage. We proudly serve every city, town, and county in Texas, with multiple office locations and 24/7 phone support. Or simply send us a message — we’re ready when you are.