You should not give a statement to the trucking company’s insurer after an accident until you have consulted with your own attorney first. Their insurance carrier does not have your best interest in mind and will actively work to underpay your claim or avoid paying anything altogether.
Speaking with the other driver’s insurance company can potentially hurt your chances of recovering the full amount of monetary compensation you deserve after an accident caused by another party’s negligence. Before you respond to the insurance provider for the truck driver that caused your accident, talk to the personal injury attorneys of Angel Reyes & Associates. All initial consultations are completely free of charge.
Why insurance companies ask for recorded statements
Insurance companies are in the business of making money. If they can use your statement against you, they will. Even without meaning to or realizing that you have done so, you might say something during a recorded interview with the other side’s insurer that they can attempt to use against your valid claim.
According to state law, any recorded statement made to the insurance company regarding a Dallas truck accident is admissible in court. Their hope is that you will say something that they can twist around to create the appearance of an admission of fault. These recorded statements could also be used to show that the injuries claimed are not as serious as you are claiming.
Insurance companies may use these statements as justification for denying a claim entirely. This can put you at a disadvantage during negotiations, even when arguments for the other party’s liability are firmly on your side.
The right to refuse giving a statement
It is helpful to remember that you are under no obligation to speak with the other insurance company after an 18-wheeler accident. Despite this right, many insurance companies will imply that you are obligated to provide them with a recorded statement. This is only one of the pressure tactics used by insurers to prevent you from recovering the compensation you deserve.
There is a different standard when it comes to speaking with your own insurance company compared to the carrier that insured the trucking company. While you do not have to speak to anyone else’s insurer, your insurance policy likely requires you to cooperate with your own insurance company.
The failure to do so could have serious consequences. Your insurer could refuse to honor any claim you file, or they could even revoke your policy entirely. Although you have to cooperate with your own insurance company, you have the right to do so through your own attorney.
It is also important to know that you do not have to deal with the insurance companies on your own. An attorney can work with the insurance company to resolve a claim on your behalf. From negotiating a settlement to speaking directly with the insurance company, your attorney’s guidance could be invaluable during the claims process.
Discuss your truck accident claim with an attorney
One person you should always discuss your truck accident injury claim with is an attorney. Your legal counsel could provide insight into the strengths and weaknesses of your case. With their help, you could recover the monetary compensation you deserve.
If you have been seriously injured in a truck accident, reach out to Angel Reyes & Associates to see how we can help. Call for your free consultation.