The days following an accident can be overwhelming. There’s already a lot to handle between medical appointments and dealing with pesky insurance companies. The last thing you need is constant calls from unknown numbers.
These calls aren’t just annoying and intrusive—they can even be risky if you’re not careful. That’s why knowing how to spot a scammer and avoid phishing is so important. It’ll save you from extra stress, especially when you’re already dealing with a difficult situation.
Knowing who these callers might be, why they’re reaching out, and how to manage them can help you protect your personal information and stay focused on what matters most: your recovery. Many of these calls relate to personal injury claims, as certain parties will try to take advantage of your vulnerable state post-accident for their own gain. By staying informed, you can protect your privacy and your rights.
Who Is Calling and Why?
After an accident, you’ll likely start receiving calls from unfamiliar numbers, but who are they, and what do they want?
Generally, these calls come from three main groups:
Just Plain Scammers
Fraudsters posing as attorneys, healthcare providers, or so-called “victim advocates.” They often ask for personal information, which they use to commit identity theft or fraud.
Unethical Solicitors
Sometimes, these callers might be real attorneys or medical professionals, but they’re engaging in “ambulance chasing”—an unethical practice of soliciting clients directly after an accident. This kind of outreach often violates ethical guidelines set by organizations such as the American Bar Association.
Private Insurance Adjusters
These adjusters represent insurance companies and often push for a quick settlement. While their offers may sound appealing, accepting too soon could impact your ability to pursue fair compensation down the line.
How Did Scammers Get My Phone Number?
The million-dollar question. Unfortunately, scammers have countless ways to obtain private information, such as phone numbers and email addresses.
Beyond data breaches and online directories, they can exploit public records, purchase information from third-party data brokers, or even leverage information from social media profiles and online activity.
When an accident occurs, your contact information may be shared with multiple parties as part of routine documentation—such as insurance companies, repair shops, or medical facilities—which can sometimes leave it more vulnerable to unwanted exposure.
Scammers are adept at using these channels to access your number, especially when they sense an opportunity to target those who may be more susceptible, like accident victims dealing with personal injury claims.
How Can I Handle Phone Scams?
Phone scams come in various forms but rely on similar tactics to trick you. Recognizing these tactics can help you avoid falling for them. For example, if a caller claims you’ve “won” something or have been “selected” for an exclusive offer, be very wary—especially if they ask for a fee to claim it. Legitimate prizes don’t require payment, and anyone asking for money before delivering a prize is almost always trying to scam you.
Another common scam tactic is pressuring you to decide on the spot. Any legitimate and respectful business will give you time to consider an offer and won’t demand instant commitment.
If the scam callers on the other line are persistent, always refer to your attorney. And if that doesn’t stop them, don’t hesitate to block their number and report them to Texas State Consumer Protection Offices.
How To Filter Phone Scams
Cutting through the noise is absolutely doable with a few quick steps. First, start by using the call-blocking features on your smartphone—both Android and iPhone let you automatically block unknown or suspected spam callers. If you don’t have a smartphone, many carriers, like Verizon, AT&T, and T-Mobile, also offer spam alert services, giving you a heads-up before you even answer.
Another trick is to add your number to the National Do Not Call Registry. While it won’t stop every unwanted call, it can cut down on the volume, since legit telemarketers are required to respect it. This way, if you still get random calls, they’re likely from scammers—making them easier to spot, block, and report.
The Importance of Legal Representation
After an accident, managing a flood of calls can feel like a lot, but you don’t have to do it alone. With a trusted attorney by your side, you can feel secure knowing they’ll handle these interactions for you. Their role is to safeguard your privacy and guide you through each step, giving you the freedom to focus on what lies ahead.
The Benefits of Hiring an Attorney
They Handle All Communications
Once an attorney represents you, they field all accident-related communications, freeing you from handling these calls alone.
They Protect Your Statements
Attorneys guide you on what to say—and what not to say—to insurance companies, ensuring that you don’t inadvertently weaken your case.
They Negotiate Fair Settlements
With a professional on your side, you’re much more likely to receive a fair settlement, as opposed to accepting a low offer from a private insurance adjuster.
They Investigate Suspicious Activity
If you receive calls that seem unethical or intrusive, your attorney can take steps to investigate and potentially file complaints on your behalf.
Angel Reyes & Associates Can Help
After an accident, your focus should be on healing—not fielding calls and navigating complex offers alone. At Angel Reyes & Associates, we’re here for you every step of the way. Whether it’s helping you understand how to avoid phishing scams or working alongside trusted private adjusters, we’re here to ensure your safety and peace of mind.
If you’re overwhelmed by unsolicited calls or unsure how to recognize a scammer, contact us. Our team is ready to provide the guidance and reassurance you need.
Don’t wait, don’t hesitate. Contact us today for a free consultation, or stop by one of our offices in Dallas, Fort-Worth, Houston or Austin so we can discuss your case face-to-face. You’re in good hands with Angel Reyes & Associates.
