Following a car accident, your mind is racing and you’re wondering what your next steps are. A traumatic event like a car accident will cause this to happen. The best thing you can do for yourself is to relax and assess your injuries. If you need to seek medical attention, go get yourself the care you need.
The worst thing that can happen to you after a car accident is not having the proper insurance coverage. If you are not at fault, the at-fault driver has the obligation to pick up the bill using their insurance policies. However, not everyone is going to have car insurance. That’s why you need to have uninsured motorist policies on your own insurance.
In a perfect world, everyone has insurance on their vehicles. However, in the state of Texas, you should have liability insurance, uninsured motorist insurance, and personal injury protection insurance. Consequently, by having all three of these policies you are guaranteeing that you don’t pick up the bill for your personal injuries after a car wreck with an uninsured motorist.
Determining Fault in an Accident
The biggest and most important thing you need to be aware of is who is at fault. Your insurance will pick up the bill in the instance of you being at fault. A personal injury protection policy will be picking up the bill. However, some insurance companies can be fairly finicky about paying out for some injuries. Your premiums may go up as well due to your insurance company having an at-fault accident on your record.
For instance, if the other party that hit you is liable and has insurance, their insurance is obligated to pay for your medical treatments. That obligation is brought on by their liability policy.
However, in Texas, there is a statute of limitations that can be difficult to deal with when it comes to insurance companies. In order to get the best compensation package possible for your injuries as well as pain and suffering, you need an experienced Texas car accident attorney on your side.
Injured? Not Liable in Your Car Accident?
For nearly three decades the Reyes Browne Reilley law firm has been specializing in motor vehicle accidents and personal injury claims throughout the Dallas-Fort Worth Metroplex. We work tenaciously for our thousands of clients as if they were our only client. Your case deserves the experience and quality that our law firm has. Call us now for your 100% free consultation. Reach us at (214) 526-7900. You can also submit your information through our secure web formats here.