104 articles
Your car's actual cash value (ACV) determines your total loss payout in Texas. Learn how insurers calculate it and how to dispute a number that seems too low.
When unlicensed or unauthorized truck drivers cause a crash, the motor carrier's liability and MCS-90 rule could change the outcome. Read to learn more.
Freight brokers can be held liable for negligent carrier selection in Texas crash cases. Learn what the $75,000 federal bond covers, what it does not, and what the Supreme Court's 2024 ruling changed.
Texas prompt payment law sets 15-day, 45-day, and 5-day deadlines for insurers, with 18% penalty interest for missed deadlines. Here's how it works.
Learn how UM/UIM coverage protects drunk driving victims, including what dram shop liability adds and how exemplary damages work in DWI crash cases.
Learn how UM/UIM coverage applies after a Texas hit and run, the physical contact rule, claim steps, and what to do if your insurer resists.
Learn how Texas auto policy exclusions work, when insurers can deny claims, and what options you have if a denial blocks your recovery.
Learn about stacking UM/UIM policies in Texas, including how anti-stacking clauses work, and how household coverage may increase your payout after a crash.
Learn how multiple UM/UIM policies work in Texas, when stacking is allowed, and how offsets reduce what each insurer owes after a crash.
Learn how UM/UIM coverage applies after a company-owned truck crash in Texas, including employer liability, FMCSA limits, and UIM offset rules.
Have you been hurt in a company vehicle by an uninsured driver in Texas? Learn how UM/UIM coverage, employer rejections, and personal policies apply to your claim.
Learn why insurers dispute vehicle damage severity to challenge injury claims. Learn how the process works and what protections you have under state law.
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