Attorney Nirvana Hooloomann Wins $100,000 Settlement for Injured Client
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Key Takeaways
- When the insurance company offered our injured client just $13,000 for a bone fracture sustained in a parking lot accident, our legal team rejected the offer and fought for the full $100,000 policy limit.
- A Stowers demand is a powerful legal tool that holds insurance companies financially accountable when they refuse to fairly settle a claim within their own policy limits.
- A low initial offer from an insurance company is not the final word on what your case is worth; having the right legal team in your corner can make all the difference in your recovery.

Angel Reyes & Associates Secures Six-Figure Recovery
We’re extremely proud to announce that our firm recently secured a $100,000 settlement for a client who was injured, including suffering a bone fracture, in a parking lot accident. When the at-fault driver’s insurance company came back with an initial offer of just $13,000, Angel Reyes & Associates Attorney Nirvana Hooloomann knew that number did not come close to reflecting what our client had actually been through. So she and our team got to work.
When the Insurance Company Lowballed Our Client, We Pushed Back
A $13,000 offer for a bone fracture injury is not a serious offer. Fractures mean medical bills, time away from your normal routine, and in many cases, pain and limitations that follow you long after the initial injury. Our client deserved better than that, and we made sure the insurance company knew it.
Attorney Nirvana Hooloomann and our legal team took a close look at the full picture of our client’s injuries and made our position clear from the start: we were not going to let this claim be brushed aside. If the insurance company was not willing to make things right, we were prepared to take the case to court.
We Kept the Pressure On
Instead of waiting around for the insurer to come to the table on their own, we went on offense. Our team sent a Stowers demand, a legal notice that puts insurance companies on the hook when they refuse to settle a valid claim within their own policy limits. From there, we kept the pressure on throughout every stage of negotiations.
Two months later, the insurance company accepted liability and paid the full $100,000 policy limit. No trial needed. Just steady, focused advocacy that made it clear there was no easy way out for the insurer.
This Is How We Handle Every Case
This result is a good example of what we believe every injury victim deserves: an honest look at what their case is actually worth and a legal team that is not afraid to fight for it.
When you come to us after being hurt, we take the time to understand what you have been through, and we work to make sure that is reflected in the outcome. A low first offer from an insurance company is not the end of the conversation. For us, it is just the beginning.
Injured and Getting Lowballed? We Can Help.
If you have been hurt in an accident and feel like the insurance company is not taking you seriously, you do not have to figure it out alone. We offer free consultations and are ready to listen to what happened and talk through your options. Give us a call or reach out online today.
Prior results do not guarantee a similar outcome. Every case is unique and must be evaluated on its own facts and circumstances.