Attorney Nirvana Hooloomann Secures $335,000 in Commercial Truck Case
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Key Takeaways
- Attorney Nirvana Hooloomann secured a $335,000 settlement for a client rear-ended by a commercial truck.
- Insurance companies frequently use pre-existing conditions and disputed liability as tactics to justify lowball offers.
- A result more than 25 times higher than the insurer’s initial offer shows what is possible when a legal team builds a thorough, pressure-sustaining case.
Angel Reyes & Associates Recovers Six Figure Settlement After Insurer Opens at Just $13,000
Attorney Nirvana Hooloomann of Angel Reyes & Associates secured a $335,000 settlement for our client who was rear-ended by a commercial truck while standing in the back of his own vehicle.
What’s notable about this case is that the defendant’s insurer thought a $13,000 offer was a reasonable place to start. We disagreed, and we went to work proving why.
When the Circumstances Could Not Have Been Clearer
Our client was parked and stationary at a convenience store when a commercial vehicle entered the parking lot and rear-ended his RV. At the moment of impact, he was standing in the back, fully exposed to the force of the collision.
He sustained serious injuries to his neck and back, and the crash aggravated a pre-existing condition, compounding his pain and leaving him with physical limitations he did not have before. The medical picture was significant, but that didn’t stop the commercial vehicle’s insurer from trying to stubbornly hand-wave the matter away.
An Offer Bordering on Insulting
Insurance companies do not give lowball offers by accident. When a claimant has a documented pre-existing condition, insurers use it to argue that the crash caused a lesser amount of the harm, or that the client was already heading toward more treatment regardless of what happened.
This is not an oversight, but rather the business model. Commercial carriers and their insurers have well-funded defense teams whose sole job is to minimize what goes out the door.
Disputed liability gives them another lever to pull. The hope is that the injured person, worn down or short on resources, will accept the lower number and walk away.
For a client who was standing in the back of an RV when a commercial vehicle struck it, walking away with serious, aggravated injuries, $13,000 was not an attempt to make them whole. Rather, it was the insurer’s attempt to sweep the matter under the rug as cheaply as possible to protect their bottom line.
The size of the opening offer is not a reflection of what the case is worth, much like it was here. Instead, the opening offer is a reflection of what the insurer hopes they can get away with paying. We knew this, and we knew that initial offer was nowhere near what our client was owed.
Building a Case They Could Not Minimize
Working alongside litigation paralegal Christopher Arauz, litigation paralegal assistant Luis Rojas, and pre-litigation paralegal Juan Vergara, Attorney Hooloomann built a case centered on the true scope of our client’s injuries and what the crash had genuinely cost him.
We documented his condition thoroughly, addressed the pre-existing history head-on, and applied consistent pressure that made the insurer’s initial framing increasingly difficult to defend. Eventually, the insurer agreed to settle for $335,000, more than 25 times the opening offer.
This demonstrates that a low offer from an insurance company is just the beginning of a conversation, as much as the insurer would like it to be the end of the matter. An accomplished and strategic approach to one of these cases evaluates what an injury victim has been through, builds the record to reflect it, and fights until the outcome lines up with the reality of their injuries.
Attorney Hooloomann and her team did exactly that, and we are proud of what they delivered for our client.
Injured in a Truck Accident? We Are Ready to Help.
If you or someone you love was hurt in a commercial vehicle accident and you are being handed an offer that does not feel right, trust that instinct. Contact Angel Reyes & Associates today for a free consultation. We will review your case, explain your options, and fight for what you actually deserve.
Prior results do not guarantee a similar outcome. Every case is unique and must be evaluated on its own facts and circumstances.