Auto Accident

Three Times the Insurer’s Best Offer After a Loss-of-Control Crash

Attorney Brian Romero secured a $150,000 settlement for a client whose vehicle was struck by a driver who lost control and swerved into their lane near a school. The client was driving around backed-up traffic when the impact occurred, pushing their car into another vehicle and leaving multiple cars damaged and the client injured.

What the Insurance Company Argued

Even though liability was clear, the at-fault driver’s insurer never offered more than $50,000. The insurer appeared to be leaning on two facts: the client was passing stopped traffic, and their car ended up hitting a second vehicle. Under Texas’s proportionate responsibility rules, any share of blame assigned to the injured person reduces their recovery, and anyone found more than 50 percent at fault recovers nothing, so even a small fault argument can be valuable to an insurance company.

How the Case Was Won

Attorney Romero, working with pre-litigation paralegal Karina Gordon and litigation paralegal Elizabeth Rodriguez, kept the case centered on the driver who lost control and crossed into our client’s lane. Through aggressive negotiation and by countering the insurer’s fault arguments with indisputable facts, the team raised the settlement to $150,000, three times the highest pre-litigation offer.

Past results do not guarantee future outcomes. Every case is unique.