Allstate in Cahoots with Big Brother

Author: Angel Reyes  

Insurance

It is impossible to ignore telematics application in every realm of the consumers’ life. Whether it’s Facebook eavesdropping, or Alexa listening in on conversations to help perfectly tailor our social world around us, the concern always comes back to the well-being of our private information. A good majority of individuals are still highly skeptical to the use of technology overstepping its boundaries. In spite of these feelings, auto-insurers now want telematics’s aid in tailoring individuals’ auto policies.

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Woman Demands $1 Million Compensation for Backseat Rendezvous

Author: Angel Reyes  

Insurance

A Kansas woman, identified as M.O., is seeking financial compensation from GEICO after engaging in unprotected sex and contracting anogenital human papillomavirus (HPV) from her ex-lover in his Hyundai Genesis. GEICO sent a countersuit to dismiss the case and claims that this incident does not fall under M.O.’s insurance coverage for injuries that are ‘out of the ownership, maintenance, or use of the car.’ GEICO is accusing M.O. and her ex of conspiring to capitalize on a disreputable situation after learning the two are in an agreement to settle M.O.’s claim and limit M.B.’s liability.

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Tough Times: Insurers in Trouble from Pressuring Politicians

Author: Angel Reyes  

In The News, Insurance

Tough Times for Insurers as Lawmakers Pressure for Consumer Relief - Reyes Law Firm

With COVID-19 having shut down most parts of America for nearly three weeks now, insurers are not immune to government pressure to help the general public. While everyone is looking for a job and an income, daily life is becoming harder to afford across the board. Massive layoffs have taken over during these unprecedented times and lawmakers are hoping insurance companies can do their part to help out.

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TRUVADA® Lawsuit

What is TRUVADA®?

TRUVADA®, created by the manufacturer Gilead, is a prescribed medication that was a combination of two different HIV medications, emtricitabine and tenofovir. It was used to treat the disease and to help reduce the risk of contracting HIV-1.

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Prepare for North Texas’ Hail Storm with These Safety Tips

Author: Angel Reyes  

Auto Accidents, Insurance

Prepare for North Texas' Hail Storm with These Safety Tips - Reyes Browne Reilley Law

April showers bring May flowers, but springtime storms in Texas pose a very real threat. Meteorologists have predicted severe weather for the DFW this evening, which could include baseball-size hail.

Tonight’s forecast also expects damaging winds, with gusts that could reach 70 mph. The chance of tornados is also possible. Read these tips to help keep you and your loved ones safe during these dangerous storms.

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Insurance Companies Love Letter Writers and Settlement Mill Law Firms

Author: Angel Reyes  

Insurance

personal injury lawyer hammer time

Not every personal injury law firm is the same. Some aim for the easiest and fastest route to a settlement check, regardless of their client’s needs. More often than not, these kinds of firms prefer to write settlement letters instead of actually preparing each case for court. These types of law firms are called personal injury settlement mills (or factories), and insurance companies love them.

How to Spot a Personal Injury Settlement Mill

There are several traits that make these kinds of law firms stand out. Because they focus more on making a quick buck instead of client satisfaction, advertising is the lifeblood of the typical settlement mill law firm. The louder and more obnoxious the TV ads, the more likely you are looking at a settlement mill law firm.

However, their most telling characteristic is the limited interaction between client and attorney. Settlement mills typically have a large legal assistant staff which handle the vast majority of their case work. If a settlement mill law firm takes your case, there is a slim chance you will have correspondence with an actual attorney.

By mass producing settlements instead of working personal injury claims up to their full value, these firms are doing their clients a major disservice. Ironically enough, they will often take much longer to resolve claims as opposed to merit-based firms. This can be caused by several reasons, such as lack of attention to individual files from attorneys, pushing cases to legal assistants, and the sheer quantity of cases they take on at once.

Instead of treating each case individually, they tend to fall back on previous settlements of similar nature and let that dictate the outcome. To put it simply, they “get what they’ve always gotten.” They churn out so many cases that their negotiations with insurance companies become routine settlements with little variation between individual clients. Even worse, the insurance companies know how to “deal” with a settlement mill based on previous negotiations, vs. a law firm which is prepared to take each case to court.

The Reyes Browne Reilley Advantage

The Law Firm of Reyes Browne & Reilley is proud to stand out in Dallas as a litigation-based personal injury firm. The typical settlement mill law firm will do almost anything to avoid filing a lawsuit for their clients.  For more than 30 years, Reyes Browne Reilley has filed suit on the majority of its cases. Here at Reyes Browne Reilley, we want to ensure our clients get everything they are owed — regardless of risk (or amount of work) required. We fight for justice for our clients, even if it means longer hours and more hard work on our end.

But don’t just listen to us, listen to our clients. We have hundreds of Google reviews and real client testimonial videos. We pride ourselves in fighting the good fight for our clients. Next time you see a personal injury attorney TV commercial or a radio ad, don’t be so quick to believe everything they claim. There’s more to personal injury litigation than a catchy slogan – Listen to the stories of real clients, and base your judgment on real results.

After more than 30 years representing injury victims in car wrecks, truck wrecks, and motorcycle accidents, the experienced personal injury lawyers at Reyes Browne Reilley have seen the consequences of negligence first-hand. If you have sustained injuries because of a car wreck which was not your fault, contact us now for a free and confidential case review. Fill out our form online, or call (214) 526-7900, and we will get you on the road to recovery.

Nerve Damage After a Car Crash

Nerve Damage After A Car Crash Personal Injury Lawyer

The human nervous system is incredibly sensitive, and sustaining head or neck injuries after an auto or truck accident is fairly common. Even a minor fender bender can leave you with Neuropathy, or nerve damage. After being injured in a car accident, no matter how severe, it is extremely important to contact a professional DFW truck accident lawyer to evaluate your case. Insurance companies will try their hardest to save money on payouts, often at the victim’s expense. The road to recovery can be costly, especially with nerve damage — Combining the costs of medical bills on top of time away from work can severely hurt your bank account. It’s our job to ensure these companies pay what is owed in full.

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Texans Need These 3 Types of Car Insurance

Author: Angel Reyes  

Auto Accidents, Insurance

Texas car insurance

When considering car insurance coverage in the state of Texas, there are three important types that you should bear in mind – personal injury protection (PIP) benefits, uninsured motorist coverage, and gap insurance.

By familiarizing yourself with these three types of insurance coverage, you are in a better position to make informed decisions are your automobile insurance policy.

Personal Injury Protection Benefits

PIP benefits represent an extension of automobile coverage that is available in some states. Personal injury protection benefits, PIP benefits, are also known in some quarters as no-fault coverage. PIP benefits are designed to pay regardless of an allegation of fault or legal liability. PIP benefits typically arise out of an injury accident where you or the driver of the car you are in carrying PIP coverage.

A claim for PIP benefits typically is made against a person’s own insurance company. This is the case even if another party is deemed to be at fault for causing the car accident. There are some exceptions to the general process of filing against an individual’s own insurance company. For example, if the person desiring to make a claim does not own an automobile, filing a claim against his or her own company would be impossible. If you are a passenger in an accident, the driver may carry PIP on the vehicle, and if so, you may be covered.

Uninsured Motorist Coverage

Uninsured motorist insurance coverage is included in Texas auto policies unless rejected. The policy provision provides a person coverage in the event an uninsured driver causes an automobile accident or if you are in a serious injury accident and the responsible party does not have enough insurance to cover your damages.

If an accident occurs, an injured person files a claim for uninsured motorist coverage and compensation with his or her insurance carrier. Technically, the insurance company pays the difference between what an uninsured driver can or does pay towards compensation for damages and what the injured person would be entitled to if insurance coverage existed.

Unfortunately, Texas court rulings have given the insurance companies the upper hand by ruling carriers do not have the obligations to pay until after a verdict in a trial. The requirement of an actual verdict has led to an unconscionable situation where insurance companies routinely force an unnecessary lawsuit just because they can. Worse is that the carriers are allowed to use in-house attorneys to reduce their expenses while running up the costs to their insureds. No doubt the consumer is being taken advantage of with this unfair situation.  Many states police the insurance companies by allowing bad faith claims, Texas, however, has largely sided with insurance companies and the campaign contributions keep flowing.

GAP Insurance

Guaranteed Auto Protection insurance, or GAP insurance, is a creation of the financial industry in the United States. GAP insurance provides compensation in the event of an accident for the difference between the actual cash value of a motor vehicle and the amount of money still owed on a loan or lease.

Often, in the aftermath of an accident, a determination is made that a vehicle is underwater regarding its actual cash value and the outstanding balance on a loan or lease. GAP insurance coverage provides compensation to the lender or leasing company to cover the “gap” that exists between the cash value of the vehicle and the cash settlement associated with an accident.

A skilled, experienced automobile accident lawyer in Dallas can provide you more information about available insurance coverage in the aftermath of an accident. Call a seasoned car accident professional at the Reyes Browne Reilley law firm today to schedule a free consultation to discuss your case.