Here is Everything You Need to Know When You’re Being Sued for a Car Accident Settlement
If you’ve ever been involved in a car accident in Texas, you’ll understand firsthand how taxing the experience can be.
However, the effects are even more devastating when you’re the at-fault party. The stress and uncertainty of being sued for a car accident settlement can be overwhelming.
Understanding the steps to take after being served legal papers is essential for protecting your rights. At Angel Reyes & Associates, we’ve helped thousands of clients navigate the challenging situation of handling a Texas car accident lawsuit.
Together, we’ll discuss the way to navigate this complex legal process.
First Steps to Take After Being Served with a Texas Car Accident Lawsuit
The clock starts ticking the moment you receive notice that you’re being sued for a car accident settlement.
The first and arguably most important step is to contact your insurance company immediately.
Texas law states that you have a limited time to respond to a car accident lawsuit, and failing to do so can result in a default judgment against you. Your accident insurance company typically assigns a personal injury attorney to defend you as part of your policy coverage.
Then, after receiving the lawsuit, take the time to thoroughly review every detail. These papers will include critical information including the accident claims being made against you, the damages being sought, and a deadline for responding. You usually only have a limited time to respond, so ensure you take immediate action to protect your rights.
Understanding the Details of Your Texas Car Accident Lawsuit
In the Lonestar State, car accident lawsuits usually arise when insurance negotiations fail to reach a satisfactory settlement out of court. The person suing you (the plaintiff) must prove that your negligence caused their injuries and property damages.
They may be entitled to seek compensation for medical bills, lost wages, property damage, and pain and suffering. Understanding the basics of what they need to prove can help you better prepare your defense.
If you can prove that you are only partially at fault, you may be able to avoid paying the full damages, or even recover some compensation for yourself.
Working With Your Insurance Company on a Car Accident Settlement
During this time, having a good relationship with your accident insurance company is crucial.
It is the insurer’s duty to defend you up to your policy limits. However, if the car accident lawsuit surpasses those coverage limits, you may want to consider hiring additional legal representation to protect your personal assets.
A dedicated, compassionate car accident lawyer can help protect your legal rights and your assets.
The Importance of Documenting Everything After a Car Accident in Texas
Information is the key to success in a car accident lawsuit. Start gathering and organizing all documentation related to the accident, including:
• The detailed accident report
• Photos of vehicle damage
• Medical records
• Witness statements
• Insurance correspondence
• Repair estimates
• Any other relevant information
This information will be helpful for the car or truck accident attorney building your defense case.
Texas Car Accident Lawsuit Timeline
A car accident lawsuit typically moves through several stages in its timeline:
- The formal complaint is filed against you
- You file a response to the complaint
- The discovery phase begins for the car accident lawsuit
- Mediation or settlement negotiations take place
- Trial commences if you do not settle out of court
Each stage has its own specific deadlines and requirements, so ensure you do not miss any of these as it can seriously impact your case.
Protecting Your Rights When You’re at Fault for a Car Accident in Texas
Even when you’re being sued for a car accident settlement, you have important rights under Texas law, including the right to:
• Contest liability
• Present evidence in your defense
• Cross-examine witnesses
• Appeal unfavorable decisions
• Seek legal representation
How Are Car Accident Settlements Calculated?
Luckily, many car accident lawsuits settle before reaching trial. When considering settlement offers, make sure you evaluate the strength of the evidence against you before you accept the initial offer.
Also consider your potential liability exposure, insurance coverage limits, and long-term implications. Your insurance provider must make a settlement payment up to your policy limits, so be cautious of any offers that may tap into your personal assets.
Angel Reyes & Associates is on Your Side When You’re Being Sued for a Car Accident Settlement
With over 30 years of experience handling auto accident cases in Texas, we have the ability and the passion to help you through any challenge you face. Our team of incredible car accident lawyers will be there for you every step of the way, providing 24/7 support as they fight your car accident settlement battle.
Our personal injury lawyers will review your case details, explain your options, coordinate with your insurance company, protect your personal assets, negotiate settlements, and represent you in court if necessary.
The compassionate team of attorneys at Angel Reyes & Associates takes pride in helping our valued clients face the challenges of complex insurance issues head-on, especially when contributory negligence comes into play. Allow us to help you by removing the stress from the equation as we handle all communication and negotiation with your insurance company on your behalf.
Contact us today for a free consultation, or stop by one of our conveniently located Texas offices in Dallas, Fort Worth, Houston, or Austin so we can discuss your case face-to-face.
Don’t wait, don’t hesitate.
Remember, you pay nothing unless we win your case, so there is no harm in scheduling a free consultation. You’re in good hands with Angel Reyes & Associates.
